HTTP MCP gateway: principal on tools/call + SSE, allowlists, vault rotate, CHP gates.
Identity, money, and evidence for agents that actually ship.
Three SKUs, one workspace. MCP clients keep a Bearer principal through tools/call and SSE. Spend cannot settle without a mandate and, over cap, a human second key. Board claims cannot seal without an agent, a CHP lock, and a hashed document.

| SKU | Port | Source | Job |
|---|---|---|---|
| Governed MCP Gateway | :7474 | Cubiczan/governed-mcp-gateway | Principal on every tool call and SSE frame. Vaulted credential rotation. Tool allowlists. Schema token-tax ledger and pack / allow-by-need tools/list. |
| Agent Spend & Mandate Plane | :7475 | this workspace | Propose → mandate → countersign → settle. Stripe by default; x402 is a rail. |
| Auditable CFO Agent Mesh | :7476 | this workspace | Claim → agent → lock → document. ASC 842 / 606 / 718 engines. HMAC-chained evidence pack. |
Shared primitives (packages/shared): CHP gate, HMAC ledger, HTTP/SSE helpers. Zero runtime npm dependencies. Stripe and x402 are rails — tests never call live networks.
npm install
npm test
npm run gateway # :7474
npm run spend # :7475
npm run cfo # :7476
Demo Bearer keys (also in .env.example):
| Role | Key |
|---|---|
| Gateway agent | mcp_agt_payops_demo |
| Gateway human | mcp_human_controller_demo |
Gateway research (no stripe.charge) | mcp_agt_research_demo |
| Spend agent | spend_agt_payops_demo |
| Spend human | spend_human_controller_demo |
| CFO agent | cfo_agt_lease_demo |
| CFO human | cfo_human_controller_demo |
Regenerate the README cards from live local APIs:
npm run shots
Production MCP drops identity. listTools runs on the request thread; tools/call and SSE run somewhere else. This gateway resolves a Bearer credential to a Principal, injects it on every JSON-RPC call, and repeats it on every SSE frame. Named vault inputs rotate in place — github_token stays github_token.



curl -sS -H "Authorization: Bearer mcp_agt_payops_demo" \
-H "Content-Type: application/json" \
-d '{"jsonrpc":"2.0","id":1,"method":"tools/call","params":{"name":"echo.ping","arguments":{"hello":"world"}}}' \
http://127.0.0.1:7474/mcp
| Method | Path | What |
|---|---|---|
GET | /health /healthz | Liveness ({ ok, service, transport, mode }). No auth. |
POST | /mcp | Streamable HTTP JSON-RPC initialize, tools/list (default: session pack), tools/call |
GET | /mcp/sse?once=1 | Local SSE notification with _meta.cubiczan.principal (not the Vercel path) |
GET | /v1/context/tax | Schema token-tax estate + session report |
POST | /v1/context/need | Admit allowlisted tools into the session pack |
POST | /v1/credentials/:name/rotate | Human-only vault rotate; old hash dies |
POST | /v1/credentials/verify | Check a secret against the current hash |
Glama can health-check a stateless Streamable HTTP remote at https://$VERCEL_URL/mcp with Bearer auth. This is the hosted HTTPS path. Stdio (npm run mcp / Dockerfile CMD) remains the Glama Docker build path.
Vercel project settings (import this GitHub repo; do not invent a hostname):
| Setting | Value |
|---|---|
| Root Directory | . (repository root — vercel.json + api/) |
| Framework Preset | Other (vercel.json sets "framework": null) |
| Fluid Compute | On ("fluid": true) |
| Node.js | 20 or later |
| Install Command | npm ci && npm run build (vercel.json already sets this) |
| Build Command | npm run build (esbuild → dist/web.mjs; do not run tsc) |
| Output Directory | public (empty static dir for the Other preset; Fluid still serves /api) |
npm run build runs scripts/build-vercel.mjs (esbuild). That emits dist/web.mjs. api/index.mjs imports that compiled file — it does not load TypeScript via runtime tsx. Demo allowlist and oversized-schema seed are inlined in that bundle so Fluid does not open test/fixtures/ (the function only includes dist/**). The Other preset still expects a static output folder after a custom buildCommand; public/ is that folder (outputDirectory: "public"). If the Vercel dashboard still has a Build Command of tsc, clear it or set it to npm run build so TS5097 does not come back. Dashboard overrides are not required if vercel.json is honored.
Environment variables (Vercel Project → Settings → Environment Variables). Rotate the demo values before a public URL:
| Name | Local demo | Role |
|---|---|---|
GATEWAY_AGENT_KEY | mcp_agt_payops_demo | Glama connector Bearer (PayOps allowlist) |
GATEWAY_HUMAN_KEY | mcp_human_controller_demo | Vault / locks |
GATEWAY_RESEARCH_KEY | mcp_agt_research_demo | Research allowlist (no stripe.charge) |
SPEND_PLANE_URL | unset | Optional hook to :7475 |
Glama connector fields after deploy (replace $VERCEL_URL with the deployment host Vercel prints):
https://$VERCEL_URL/mcpBearer $GATEWAY_AGENT_KEYLocal smoke (no public hostname):
npm run mcp:http:smoke
# or:
npm run gateway
curl -sS http://127.0.0.1:7474/health
curl -sS -H "Authorization: Bearer mcp_agt_payops_demo" \
-H "Content-Type: application/json" \
-H "Accept: application/json, text/event-stream" \
-d '{"jsonrpc":"2.0","id":1,"method":"initialize","params":{"protocolVersion":"2025-03-26","capabilities":{},"clientInfo":{"name":"smoke","version":"0"}}}' \
http://127.0.0.1:7474/mcp
initialize does not mint Mcp-Session-Id. Pass params.pack / params.need on the same tools/list when you need more than the session pack. GET /mcp is 405 (no sticky SSE on the remote).
Agents propose. Mandates authorize. A human countersigns when the amount is over the auto cap. The proposing agent cannot countersign itself. Settlement is a rail: Stripe meter event by default, x402 payment-required if you ask for it. No chain calls in this MVP.



curl -sS -H "Authorization: Bearer spend_agt_payops_demo" \
-H "Content-Type: application/json" \
-d '{"agent":"agt_payops","merchant":{"name":"Stripe","url":"https://stripe.com","country":"US"},"total":"12.00","rationale":"tool meter"}' \
http://127.0.0.1:7475/v1/proposals
| Method | Path | What |
|---|---|---|
POST | /v1/mandates | Operator creates remaining-cents coverage |
POST | /v1/proposals | Agent propose; lane auto | approval | blocked |
POST | /v1/countersign | Human second key; agents are rejected |
POST | /v1/settle | { "rail": "stripe" } or "x402" |
A board claim is not done until it has an agent, a LOCKED CHP state, and at least one source document hash. Engines measure (ASC 842 lease rollforward, ASC 606 constrained POC, ASC 718 SBC). They do not decide facts of law. Token spend attaches as a source on the same HMAC-chained ledger.



curl -sS -H "Authorization: Bearer cfo_agt_lease_demo" \
-H "Content-Type: application/json" \
-d '{"title":"AI spend is $12.00 this period","narrative":"Token ledger supports the board claim.","agentId":"agt_lease"}' \
http://127.0.0.1:7476/v1/claims
| Method | Path | What |
|---|---|---|
POST | /v1/claims | Open a claim |
POST | /v1/claims/:id/documents | Attach a named source; SHA-256 stored |
POST | /v1/claims/:id/lock | Human lock → LOCKED |
POST | /v1/engines/lease | ASC 842 classification + rollforward |
GET | /v1/evidence/:id | Seal; 400 if no documents or not locked |
OpenSpec changes: ship-three-sku-platform, tools-list-token-tax, glama-streamable-http-remote, vercel-compiled-fluid-entry, vercel-public-output-directory.
MIT
Source-derived launch command. Check the maintainer’s required arguments and credentials before running:
npx -y @cubiczan/governed-mcp-gatewayMerge this template into ~/Library/Application Support/Claude/claude_desktop_config.json. Keep existing servers. Add any arguments, credentials, and permissions required by the maintainer; this template has not been install-tested.
{
"mcpServers": {
"io-github-icohangar-ops-governed-mcp-gateway": {
"command": "npx",
"args": [
"-y",
"@cubiczan/governed-mcp-gateway"
]
}
}
}Restart Claude Desktop completely for changes to take effect. Confirm the server appears connected in the client’s tool list, then try a read-only example from its documentation.
Claude Desktop setup reference@cubiczan/governed-mcp-gatewaynpmio.github.icohangar-ops/governed-mcp-gateway works with any MCP-compatible client. Copy the config snippet from the Configuration section above and add it to the file shown for your client, then restart the application.
~/Library/Application Support/Claude/claude_desktop_config.jsonRestart Claude Desktop completely for changes to take effect.~/.cursor/mcp.jsonRestart Cursor for changes to take effect..vscode/mcp.jsonReload VS Code window for changes to take effect.~/.codeium/windsurf/mcp_config.jsonRestart Windsurf for changes to take effect..mcp.jsonSave at the project root, then start Claude Code in that project and review the MCP server approval prompt. Keep real credentials out of shared files.